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Does Apple Financing Hurt My Credit. While a credit check when you apply for credit can cause your score to dip checking your own credit has no effect on your score. Apple reports that youre more likely to be approved for their financing with a score of 640 or higher.
Has Anybody Taken Advantage Of Apple Card Financing In Buying Apple Products R Applecard from www.reddit.com
Its perfectly safe and its a great way to know ahead of time. Youre opening up a new account which will eventually be reported to. When you apply for a credit card no matter.
Then once the bill comes due each month pay it.
Apple reports that youre more likely to be approved for their financing with a score of 640 or higher. Accepting an Apple Card after your application is approved will result in a hard inquiry which may impact your credit score. Certainly yes a card can help you build credit says John Ulzheimer who has worked at credit bureau. While Apple Card does bring solid rewards and impressive money management tools it will also affect your credit report when you apply for it.
